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How do CD's work?

CD's help you earn higher rates because you have limited access to your money. Rates for CD's are based on a length of time. You select your preferred length of time (or term) and you deposit your funds based on that term. After the original term of the CD is completed, you will have 10 days to make changes to the CD. After the renewal period is up, unless any changes are made, the CD will automatically renew.

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