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Personal Banking

Individual Retirement Accounts (IRAs)

Save your money now and worry about the taxes later. No matter what stage you are in your retirement planning, a Hillcrest Bank IRA can help you take control of your financial future.

Traditional IRAs 

  • Income tax on your earnings is deferred until you retire 
  • No annual fees 
  • Contributions may be tax deductible

ROTH IRAs 

  • No age limit for distributions or contributions 
  • Earnings are tax deferred 
  • Qualified withdrawals are free from IRS income tax

Kansas City IRAs
TermAPY*Interest Rate
6 Month2.65%2.63%
1 Year2.90%2.90%
18 Month3.00%2.99%
2 Year3.15%3.15%
3 Year3.30%3.30%
5 Year3.75%3.75%
18 Month Variable Rate**2.43%2.42%
*APY - Annual Percentage Yield. APY is accurate as of June 24, 2008 and can change at any time. The interest rate and APY for variable rate IRAs may change after the account is opened.

$100 Minimum opening deposit and balance to obtain APY on fixed rate CD's. Penalty may be imposed for early withdrawal.

**$300 Minimum opening deposit and balance to obtain APY. Interest Rate and APY may change after account opening.


Click here to contact a Hillcrest Bank IRA specialist.
Prime Rate History

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