Martin joined the Small Business Administration (“SBA”) Division of NBH Bank as a SBA Portfolio Manager in January, 2020. His responsibilities include evaluating the viability of prospective lending opportunities and the subsequent in-depth underwriting and analysis of the viable opportunities. Generally, underwriting focuses on the five C’s: Capacity, Character, Capital, Collateral, and Compliance. Using these as a foundation, Martin identifies both the strengths and weaknesses of the business opportunities in an effort to mitigate risks and ultimately reach a lending recommendation on the opportunities. He works with clients and internal partners to complete the process within NBH Bank and SBA policies while striving to help customers achieve their goals.
Martin is a financial services professional with a wealth of knowledge and experience. In addition to credit analysis and underwriting, he gained over ten years of experience in Treasury Services/Corporate Cash Management working at CoBank. He also has an extensive personal financial investments background having started his career as a Financial Advisor at Merrill Lynch.
Martin is a Colorado native having lived in the state the majority of his life. He and his family are avid outdoor enthusiasts. His wife has a long and distinguished career in the telecommunications industry while their two children are highly successful and recognized athletes and students.