Quick Chip by Visa

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by: Beka W., Graphic Designer II
How many of us have been swiping our debit card without waiting for the transaction to complete? Well, now that Visa has introduced Quick Pay for EMV, you are ensured the same fast and easy payment processing while using your more secure chip card. For more about the benefits of…

4 Financial Habits of People With Excellent Credit

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by: NerdWallet
Your credit score can be your financial passport to a loan or credit card approval, renting an apartment or getting a better rate on insurance, so it’s important to know what kind of behaviors can help you build excellent credit. Experian examined consumer data based on the different tiers of VantageScore 3.0, a credit-scoring model,…

What are Treasury Management Services?

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by: Kent B., AVP/Product Development and Marketing
Treasury Management services are designed to help business clients improve processing of business receivables, optimize payment options, manage use of funds, while mitigating risk and maintaining visibility of banking activities. Treasury Management services are principally broken into 5 parts: receivables, disbursements, fraud, information, and liquidity management.   Receivables Management One…

Pre-Qualify Early for a Home Loan If You Are in the Market to Buy

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by: Amber P., Mortgage Loan Originator
Our current lending environment offers historically low interest rates in conjunction with an extremely hot real estate market. In a setting where multiple offers are being received on any property priced from $150K – $450, it is important to ensure that your offer is taken seriously. To do so, get…

Avoid These Financing Mistakes That Kill Business Valuations

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by: Mark A., SBA Division Director
Having a well-financed business that doesn’t rely on bad sources of debt goes a long way to making a company attractive to buyers and ensuring that it fetches an attractive valuation. But, the choices that produce a good balance sheet don’t happen overnight; it takes years of preparation to ensure…