Using the Purchase Advantage Preferred Debit Card for everyday purchases can be very rewarding! Now, it’s even easier to earn more valuable items in your rewards program. Each purchase you make with the Purchase Advantage Preferred Debit Card will earn you 3 points per $100 spent with a signature transaction. Remember, 100 points is all it takes to get a gift at the first level. You can redeem right away or save your points for bigger, better rewards in the future. 


Cash Back When Shopping Online

Shop online through the rewards website and earn cash back for your purchase. More than 100 popular online shopping sites participate. Earn an average of 5% cash back from many online merchants. Check out for a list of qualifying merchants. 

Plus, you can earn double rewards points when you shop online through the rewards website. With more than 100 popular online shopping sites, earn bonus points has never been easier.


Cell Phone Protection 

Purchase Advantage Preferred Debit Card holders may receive reimbursement for damage to or theft of eligible cellular wireless phones. This coverage consists of up to two claims per 12-month period of up to $500 per claim with a $50 deductible applicable per claim made. 


Emergency Roadside Assistance

The Purchase Advantage Preferred Debit Card offers 24-hour roadside assistance, seven days a week, 365 days a year. This coverage consists of three events per year and covers expenses up to $100. Whether you need a tow, a battery jump, fuel delivery, winching or a tire change, you’re covered. 


Extended Warranty and Buyers Protection

The Purchase Advantage Preferred Debit Card provides you with an extended warranty for eligible purchases (up to $10,000). This warranty extends the original U.S. manufacturer warranty and any purchased warranty up to a maximum of 12 months. You may also receive reimbursement (up to $1,000) for eligible items that are damaged or stolen within 90 days of purchase. 


Hotel & Car Rental Discounts

Enjoy savings on rental car use and hotel accommodations on widely-use, recognized brands across the country. Visit fo complete discount codes. 


My Area DealsTM

Enjoy savings on dining, local attractions, shopping and more. Get discounts and coupons for places you go most. Coupons are accessible through the rewards website and the mobile app. So, no matter where you go in the United States, you’ll have access to the best area deals. 


Rx Savings Card

Simply present your Purchase Advantage Rx Savings Card at one of the 60,000+ participating pharmacies and save on many brand and generic prescription medications. You and your family can use the savings card any time you purchase prescriptions that may not be covered by insurance. 


Reward yourself with a 90-Day Free Trial1

Use code 90FREE and receive a 90-Day Free Trial. Simply sign up today. 

Sign up today

1Fee applicable following advertised promotional period. Please visit for card program terms and conditions. Clients must be at least 18 years of age, maintain an eligible checking account at Hillcrest Bank.