We offer affordable rates and a variety of terms as well as competitive rates for refinancing your current vehicle.
Boat, Motorcycle and RV Loans
Get out this weekend with a loan to purchase or refinance a boat, motorcycle or recreational vehicle. A wide variety of terms are available.
CD Loans or Lines of Credit
Use the CDs that you currently own at Hillcrest Bank as collateral. Flexible terms are available to fit your needs. With a CD Line of Credit, your money is accessible by check, mail or in-person withdrawals.
Home Improvement Loans
Our Home Improvement Loans start at $3,000 and go up to $10,000. Our fixed rates are competitive and available for a variety of term lengths, up to 60 months.
Stop by the Hillcrest Bank Banking Center nearest you for more information or to apply today.
For everything else, there are personal loans. With no restrictions on use, these convenient personal loans are available with flexible terms for amounts from $1,000 to $5,000. A set monthly payment makes budgeting easy.
Ready Cash Reserve
Ready Cash Reserve is an unsecured line of credit tied to your Hillcrest Bank checking account that would automatically cover an overdraft. Ready Cash Reserve will advance funds in $100 increments once a day to cover overdrafts. There is a $10 fee for each transfer and interest charges may apply.
Other Loan Products
Hillcrest Bank also offers financing for land purchases, agricultural real estate and more. Visit a Personal Banker at your local Hillcrest Bank banking center to learn more.