Blueprint for Homeownership Helping individuals & first time homebuyers make smart mortgage decisions. Apply Now At Hillcrest Bank, we understand the complexities of home ownership and are here to help individuals — especially first time home buyers — every step of the way. That means not only offering financial support, but providing you with education throughout the financing process. We believe in helping our neighbors find affordable housing. That is why we developed our Blueprint for Homeownership program, which focuses on access to lending in underserved areas of our communities.1 The program provides community members with the necessary tools and knowledge to make informed decisions when choosing, buying and maintaining a home. The course covers affordable mortgage options, such as FHA & USDA loans and available down payment assistance programs. We will cover the cost of the course – a $75 value. Plus, we will give you $1,200 off your closing costs when you choose to close your mortgage with us. With the Blueprint for Homeownership program, you can expect to be confident in your home financing decisions, and we will be there to help from start to finish. First-time Homebuyer If you’re buying a home for the first time, the down payment on the home can be the most challenging obstacle. We pride ourselves in educating and assisting first time homebuyers and providing knowledgeable Mortgage Bankers that understand all eligibility requirements. FHA & USDA Loans If ease and speed of qualification is important to you, our flexible FHA Loan is a great solution. We can also help you buy with no money down in rural/ex-urban areas with USDA's Rural Housing program. VA Loan Nearly all Veterans have access to the benefits of this product. Plus, it offers faster and easier qualifications. Conventional With the security of a low & consistent payment, we've helped thousands of clients with this popular financing product. WANT TO LEARN MORE? To get started, look for a mortgage banker near you or call 877.563.5425 FIND A MORTGAGE BANKER 1 Program available for individuals with income 80% or less of the Area Median Income. Available for purchase or refinance. Mortgage Myths Busted Check out the truth behind four common mortgage myths. LEARN MORE