Member FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government

We will never ask for your online banking password, debit card pin #, or to send money using Zelle® to anyone, including yourself. If you receive a request like this, it is likely a scammer trying to trick you. If you have provided the information, please contact us immediately.

Student Banking

At Hillcrest Bank, we can help you with your financial needs by offering common sense banking for students.

Student Banking

Our Everyday Checking Account for students under 251.


  • Conveniently accessible ATM locations
  • Bank when you want, where you want and how you want.
  • No monthly service fee if you’re a student between the ages of 14 and 25.

Being a student is already tough enough, your bank should be an easy choice. So, what are you waiting for?


The Everyday Checking and Smart Savings accounts are great solutions for those who want a basic checking and savings account to help manage their money. The Student Relationship features include:

Visa Debit Card

Online Banking

Mobile Banking

Mobile Deposit2


Student Credit Cards

Finding the right card has never been easier. At Hillcrest Bank, you make the choice to get exactly what you want out of a credit card. Whatever your unique needs are, we have the credit card that is just right for you.

Coverdell Savings

The cost of education is on the rise and students are looking for options to lighten the financial burden. That’s why at Hillcrest Bank we are excited to offer the opportunity to help you save and pay for qualified elementary, secondary or postsecondary education expenses with the Coverdell ESA.

Qualified expenses may include:

  • Tuition and fees
  • Books, supplies and equipment
  • Academic tutoring
  • Special needs services
  • Uniforms
  • Room and board
  • Computers or other peripheral equipment

Contributing to the Coverdell ESA if your household income meets certain requirements, you can contribute up to $2,000 per year to a Coverdell for each child. Contributions above $2,000 may incur taxes on the excess. You should consult your own tax, legal and accounting advisor.

Visit your nearest banking center to talk with a banker today to see if a Coverdell ESA is right for you!

1 Minor owner between 14-18 years of age allowed with adult joint owner on checking and money market accounts.
2Must have an eligible personal checking or savings account.
3Please refer to the Electronic Funds Transfer Agreement and Disclosure for a definition of pre-authorized debits.
4A transaction fee will not be imposed for the first three (3) debits each month. Additional debits are $1.00 each and the fee will be added to the monthly service charge calculation displayed on your periodic statement.

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