Dreaming of Homeownership? 3 Steps to Start Now Jul 14th, 2025 by: Regan Godderz Owning a home is one of the primary sources of wealth for most Americans. So, what can you do today to prepare to buy a home in the near future? Here are three steps you can take to be ‘home-ready!’ #1 – Start a down payment savings plan for 3 to 5% of your ... 3 min read Read More
In Focus: Business Trends, Fraud Prevention, and Community Impact Jul 14th, 2025 by: Regan Godderz Welcome to the latest edition of In Focus, where we share top business insights, fraud prevention tips, updates from our local communities, and smart banking solutions. In this quarter’s spotlight, we’re diving into some of the most important topics for business owners and entrepreneurs. We explore why access to capital is essential for getting new businesses ... 3 min read Read More
Start Your Business Strong: What Every New Owner Should Know Jul 3rd, 2025 by: Regan Godderz By, David Stahl, Head of Business Banking Starting a business is one of the most exciting—and challenging—decisions a person can make. In recent years, Americans have embraced entrepreneurship in record numbers. In fact, the U.S. Chamber of Commerce reports that over 5.2 million new business applications were filed in 2024 alone—roughly 14,000 per day, ... 3 min read Read More
Confidently Grow Your Savings with a CD Jul 1st, 2025 by: Regan Godderz If you’re looking for a low-risk way to grow your money, a Certificate of Deposit (CD) from Hillcrest Bank might be the perfect fit. CDs offer a secure and predictable path to savings growth, making them a great option for anyone who wants guaranteed returns without the volatility of the stock market. Why Choose ... 2 min read Read More
Considering a Business Merger or Acquisition? Jun 30th, 2025 by: Regan Godderz At this year’s Hillcrest Bank Growth Summit, we had the opportunity to listen in on an insightful panel featuring Chad Gardiner, Managing Director at Bridgepoint Investment Banking; Michael Bennett, Managing Director at Crewe Capital; and James Morgan, Managing Director at Forbes Partners. Their discussion centered on how business owners can thoughtfully position themselves for mergers ... 3 min read Read More
NBH Bank Honored by B:Side Capital as the recipient of the 2024 Top 7(a) Lender Award May 21st, 2025 by: Kitty Tankard NBH Bank is the recipient of B:Side Capitals 2024 Top 7(a) Lender Award in Utah, New Mexico, and Colorado. Doing business as Hillcrest Bank in Utah and New Mexico and Community Banks of Colorado in Colorado, this award recognizes an unwavering commitment and partnership in Small Business Administration (SBA) lending. B:Side Capital, is a nonprofit ... 3 min read Read More
Three Things to Avoid When You’re Pre-Qualified May 7th, 2025 by: Kitty Tankard Few life events compare to the excitement of buying your first home. It’s a significant step financially, so make sure you avoid these pitfalls once you’re pre-qualified for your mortgage: 1. Don’t take on any new debt. When you’re getting ready to move, it’s easy to get excited picking out the new furniture and home ... 2 min read Read More
How Business Owners Can Avoid Vendor Fraud Apr 30th, 2025 by: Regan Godderz Outsourcing takes trust – trust that the vendor will maintain the same level of client service, uphold your quality standards, and keep your information safe. When this trust is exploited by fraudsters, it can lead to financial losses and even damage to your hard-earned reputation. As a business owner, it’s important to take measures against ... 3 min read Read More
How Supporting Small Businesses Helps Local Economies Apr 24th, 2025 by: Regan Godderz Picture the cheery jingle of that bell hanging off the door of your favorite local craft shop, the grumpy chihuahua in the window of the tailor down the street, and the name of the hostess who knows your favorite table at your go-to restaurant. These small businesses don’t just strengthen our local community, they’re often ... 3 min read Read More
Stay Ahead of AI Fraud: Spotting and Preventing Scams Apr 22nd, 2025 by: Regan Godderz Artificial intelligence has only made fraud smarter. According to the FTC, younger people are losing more money to fraud than older people. 44% of 20-29 year olds lost money to fraud in 2024, compared with 24% of 70-79 year olds. With criminals exploiting AI to carry out their scams, fraud attempts are happening more often ... 5 min read Read More
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