Use Direct Deposit to Receive Your Refund Tax Refund Quickly and Securely Feb 18th, 2025 by: Regan Godderz Personal Finance Tips Believe it or not, it’s that time again. Tax season is upon us. As you prepare your information, be sure to request your tax refund through the fastest option possible: direct deposit. Eight out of ten taxpayers already use this secure and reliable method, according to the IRS. Why use direct deposit to receive ... 4 min read Read More
Busted: Top 4 Mortgage Myths Feb 10th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips Myth #1: You need a 20% down payment to buy a house. This is one of the most enduring myths about home ownership. After WWII, using a mortgage to buy a home became much more popular than in years past, and yes, a 20% down payment was typical. Today, we have a wide array of ... 3 min read Read More
How to Avoid Spoofing Scams Feb 10th, 2025 by: Regan Godderz Fraud & Security Scammers are getting trickier with the help of artificial intelligence (AI), and even tech-savvy individuals are falling victim to fraud. From spoofing (mimicking) Caller ID to creating deepfakes of friends or family members’ voices or appearance, financial fraud is changing and so are the methods to spot it. Below are some tips to discern fraud: ... 3 min read Read More
What Can You Use a HELOC For? Feb 7th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips A home equity line of credit (HELOC) is a flexible borrowing option that allows you to tap into your home’s equity as needed. HELOCs are commonly used to pay for large expenses, consolidate debt, or cover unexpected costs. Unlike a traditional loan that provides a lump sum, a HELOC is a reusable line of credit. ... 3 min read Read More
Protect Your Business from Fraudsters Feb 3rd, 2025 by: Regan Godderz Fraud & Security In today’s digital landscape, fraud is an ever-present concern for both consumers and businesses. Here are some best practices to help protect your data: Stay Updated Ensure computers, networks and mobile devices (anything that connects to your data or business environment) are kept up with the latest updates. Utilize MFA Everywhere Possible Set up multifactor ... 3 min read Read More
Take Control of Your Financial Future: Expert Tips Jan 15th, 2025 by: Regan Godderz Personal Finance Tips It’s always the right time to take control of your financial future. Whether you’re aiming to build savings, pay off debt, or plan for major purchases, these actionable tips will help you get started on a strong financial footing. Review Your Budget The foundation of financial success begins with understanding your current financial situation. ... 6 min read Read More
Streamlining Your Payments: The Power of Integrated Payables Jan 9th, 2025 by: Regan Godderz Business Banking & LendingFraud & Security In today’s fast-paced business environment, efficiency is not just an advantage; it’s a necessity. As organizations continue to face challenges with manual accounts payable (AP) processes, many are discovering the significant benefits of adopting Integrated Payables. This transformative approach not only reduces costs but also enhances security and improves vendor relationships, positioning businesses for sustainable ... 4 min read Read More
12 Fraud Prevention Tips to Keep You Safe this Season Nov 27th, 2024 by: Regan Godderz Fraud & Security The holiday season is a time for joy, celebration, and giving. Unfortunately, it’s also a time when fraudsters ramp up their efforts to take advantage of the shopping rush and the distractions of the season. At Hillcrest Bank, we want to help you protect yourself and your finances during this time. Here are 12 practical ... 7 min read Read More
Get More Out of Online and Mobile Banking Nov 19th, 2024 by: Regan Godderz Business Banking & LendingPersonal Finance Tips Online and Mobile Banking not only gives you a snapshot of your account balances and usage, but you can also send money, deposit checks, and set up alerts. Our platforms secure, easy-to-use features simplify your day-to-day banking needs and help you cross things off your to-do list without a visit to the banking center. Send ... 3 min read Read More
Protect Yourself from Skimming: What You Need to Know Nov 13th, 2024 by: Anna Beam, Vice President | Associate Marketing Director Fraud & SecurityPersonal Finance Tips In today’s digital landscape, fraud is an ever-present concern for both consumers and businesses. Skimming, a form of fraud that involves stealing card information using physical or digital means, is a particular risk. Whether you’re using your card at the grocery store, an ATM, or shopping online, being aware of the signs of a skimmer ... 7 min read Read More
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