At Hillcrest Bank, we understand it is more than a house, it is your home. That’s why our Mortgage Bankers have helped thousands of families realize the dream of home ownership while offering a highly personalized mortgage loan experience.

Check out our Loan Options below and find the right loan option to fit your unique needs!

Loan Options for Refinancers

Benefits
 
Conventional

With the security of a low & consistent payment, we've helped thousands of clients with this popular financing product.
HARP Loan

If you owe more than your home is worth this is the option for you. Take advantage with today's low rates.
FHA Loan

If ease and speed of qualification is important to you, our flexible FHA Loan is a great solution.
FHA Streamline Refinance

Our easiest and fastest mortgage available. If you currently have an FHA loan, take advantage of today's low rates.
VA Loan

Nearly all Veterans have access to the benefits of this product. Plus, it offers faster and easier qualifications.
VA Interest Rate Reduction Refinance Loan (IRRRL)

If you currently have a VA loan, take advantage of today's low rates. Our VA IRRRL option is great for existing VA Loan clients who are looking for significant savings and take advantage of lower interest rates.
USDA Loan

This flexible loan option is designed specifically for borrowers looking to buy a home in a rural area with easier, and faster, qualifications.
Jumbo Loan

You have the ability to borrow a higher loan amount while taking advantage of today's low mortgage rates. It's a win-win!
Adjustable Rate Mortgage

Take advantage of our lowest rate possible with an ARM. If you're looking to move soon, this could be your smartest option.
Reverse Mortgage Loan

Specifically designed for homeowners aged 62 or older, which eliminates the monthly mortgage payment and puts cash in your pocket by using the equity in your home.
Various Bond Programs

We offer various bond programs in the different states and counties we do business in.
Home Equity Line of Credit

Our HELOC product provides peace of mind for homeowners who have equity in their home. We give them the ability to have cash made available at their convenience using the equity in your home. Plus, easier and faster qualification.
Second Mortgage

When you need extra money in one lump payment, and you have equity in your home, this might be the perfect option for you to use that equity.