Checking & Savings No matter how you manage your finances, we have a solution that's right for you. Open Online Today Accounts that fit your everyday needs With features like online and mobile banking access, check-image statements, and a Visa® debit card, banking with us has never been easier or more convenient. Everyday Checking A simple checking account for your everyday use. LEARN MORE Savings Reach your financial goals and create a safety net with our savings accounts. LEARN MORE Money Market & CDs Grow your money faster with interest-earning capabilities. LEARN MORE Features & Benefits Type of Account Everyday Checking Designed for clients who primarily bank online or through our mobile app. Open Online Today Account Details Minimum to Open $100 ($25 if account is opened online OR be 25 years of age and under, or over 65 years of age) Monthly Service Charge $8 How Do I Avoid the Monthly Service Charge? HOW DO I AVOID THE MONTHLY SERVICE CHARGE? Simply have deposits totaling $500 or more each statement cycle into your Everyday Checking account OR Be 25 years of age or under OR Be 65 years of age or older Online Statement Fee No Is there a paper statement free? Paper Statements are $3 per statement cycle if under 65 years of age. Earn Interest No Type of Account Smarter Savings1 Tiered interest rate account with unlimited withdrawals or transfers. Open Online Today Account Details Minimum to Open $25 Monthly Service Charge $3 How Do I Avoid the Monthly Service Charge? HOW DO I AVOID THE MONTHLY SERVICE CHARGE? Maintain a minimum daily balance of $300 OR Maintain an average daily balance of $600 OR Make deposits and transfers totaling $25 each month OR Be 25 years of age or under Paper Statement Fee No Earn Interest Yes Student banking We know college means a lot of newfound financial independence. But it also means big time responsibility. That’s why we offer some pretty great benefits that are ideal for students. Student Relationship Deposit your paycheck faster Deposit your paycheck or other recurring deposits straight into your checking account. It’s safer than paper checks, it’s fast and it’s convenient. Complete this direct deposit form and deliver it to your employer or payroll provider. Set up Direct Deposit FAQs Do you offer Overdraft Protection? Overdraft Privilege* comes with eligible accounts as part of our standard overdraft practices. Visit our Overdraft Protection page for more information. How do I set up direct deposit for my personal checking account? Direct deposit is not only fast and convenient. It’s also safer than paper checks. To set it up, simply fill out this form and deliver it to your employer or payroll provider. Why choose Hillcrest Bank? Hillcrest Bank combines technology to make banking simple with local expertise to offer you 1:1 service. As your neighbors, we share a passion to do more for our communities. Strengthening our communities means investing in you. When you have a question, real people are here to help. How do I move my accounts to Hillcrest Bank? Visit a Hillcrest Bank branch or open an account online. Gather information like account numbers and routing numbers from your old bank. Switch all direct deposits and automatic payments to your new Hillcrest Bank account. Transfer funds from your old account to your new Hillcrest Bank account once you’re sure all direct deposits and automatic payments have been transferred. You can do this quickest through an ACH (online) transfer, or you can use a cashier’s or personal check. Once the transfer clears, close your old account. *Please see the following additional terms and conditions regarding Overdraft Privilege. 1Please refer to the Electronic Funds Transfer Agreement and Disclosure for a definition of pre-authorized debits.
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