Hillcrest Bank offers flexible solutions to help your specialty business or practice  succeed when you need it most. Whatever your needs may be, we will work with you to discover the loan solution that best meets your needs. Our bankers pride themselves in becoming experts in your line of business, and we want to show you the difference common sense banking can make. 


We offer a suite of programs aimed at providing a team of experienced professionals with personalized service and the resources you need to purchase, grow and refinance your practice.

Professional Services

Because no two businesses are alike, we offer a range of competitive solutions to meet your firm’s unique needs.

Homeowners & Community Associations

We work with property managers and association boards to customize our suite of solutions to meet the needs of your community or association.

Farm & Agricultural Loans

Whether you’re looking to expand, breed livestock or purchase new or used farm vehicles, tractors and equipment, we have a loan solution with great rates and terms just for you.

Youth Sports & Nonprofits

Supporting the arts, education, civic involvement and youth sports activities. 

Funeral Homes & Cemetery

We’re compassionate about helping design tailored solutions to fit your business’ needs.

Contact a Business Banker

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Desmond J. Fourie
Vice President, Business Banking Officer
Desmond J. Fourie Profile Image

Desmond Is a transplant from Cape Town, South Africa where he held the position of Sales Manager for a Manufacturing Company. Since his arrival in the US he has served in Commercial and Business Banking departments with Community Banks and large Brand financial institutes in the Utah Market. Currently Desmond Serves as VP/ Business Banking Officer in the Utah Valley for Hillcrest Bank, part of NBH Bank. Desmond has a BA degree in Marketing from Damelin College Durban, South Africa.

Melissa Mitchell
Business Banking Development Officer
Melissa Mitchell Profile Image

A native to Utah, Melissa Mitchell is currently working as a Business Banking Development Officer at Hillcrest Bank.  She has enjoyed an accomplished and diverse twelve-year career in the financial industry, holding position titles of Branch Manager, Commercial Relationship Manager, Healthcare Specialist, and Business Banking Development Officer.  Ms. Mitchell’s professional affiliations exemplify her passion for helping business owners.  She has also participated in Salt Lake County Business Forum question and answer panel for business lending.  She has built up relationships that has allowed her to participate in World Trade Center Utah Chapter sponsored events, Utah Economic Development Business Symposiums, and future commitments with Salt Lake Chamber of Commerce.

Robert Leonard
Senior Small Business Administration Business Development Officer
Robert Leonard Profile Image

Rob Leonard serves as the SBA Business Development Officer for Hillcrest Bank, a division of NBH Bank, in the Utah market. Rob works with the Utah market to identify loan opportunities that utilize or benefit from the SBA loan programs. Hillcrest Bank are a preferred lender with the SBA and able to approve loans internally without formal submission to the SBA .

Rob has been involved with Business Banking for the past 15 years. Rob began his experience with the SBA as a business development officer with a local Certified Development Company (CDC), that administered the SBA 504 Loan Program. Rob also worked for Zions Bank as an SBA Resource Officer in which he was able to assist Business Banking and Commercial Lenders with SBA eligibility and structure.

Rob enjoys the working with the SBA as it allows him to meet with clients and find opportunities to help their business grow. It is still an extreme pleasure to drive by various former clients and know that the loans they were able to receive helped that company grow to where they are today.