You don’t provide a one-size-fits-all approach to meeting the unique needs of your patients. So, as a specialized practice owner, you shouldn’t expect a one-size-fits-all financial solution from your bank.

That’s why at Hillcrest Bank, we offer Healthcare Practice Financial Solutions, a suite of programs aimed at providing a team of experienced professionals with personalized service and the resources you need to purchase, grow and refinance your practice.

 

Deposit and Treasury Management Services

We offer a robust set of deposit solutions to help you manage your cash flow and simplify the collection of funds. These treasury management services include:

 

Lending Solutions

Many properties require some type of financing at one time or another, and our bankers provide personalized service to help you complete your project with competitive rates and flexible payment terms.

We offer term loans, owner-occupied real estate loans, and other tailor-made solutions to help you finance an expansion, provide working capital and more, including:

  • Start your own practice
  • Expand your practice
  • Remodel existing space
  • Invest in new equipment technology

With our Healthcare Practice Financing, you can:

  • Restructure existing liabilities: Lower an existing payment or reduce interest expense; Terms up to 10 years available
  • Purchase into or acquire an existing practice: Up to 100% financing of the practice buy-in amount PLUS up to 10% additional working capital; Terms up to 10 years available; Interest only payments up to 12 months available
  • Start your own practice: Up to 80% financing of all start-up costs; Requires Small Business Administration guarantee
  • Expand your practice or remodel existing space: Interest only for the first 6 months to provide time for the completion of improvements; Up to 100% of loan amount may include improvements; Terms up to 7 years available
  • Invest in new equipment and technology: Competitive fixed rate terms up to 10 years; 100% financing on new and pre- owned equipment plus 20% for soft costs incurred for installation and shipping
  • Finance commercial real estate: Up to 85% loan-to-value; Fixed terms up to 15 years and amortizations up to 25 years; Fees may be financed
  • Normalize cash flow: Secured lines up to $500,000; Unsecured lines up to $50,000

Contact a Business Banker

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Tricia Maxon
Director of Business Banking
Tricia Maxon Profile Image

Tricia Maxon is the Director of Small Business Banking. Ms. Maxon has been with Community Banks of Colorado since 2006.  She has lived in Telluride since 1991, with a Colorado background that includes seven years as Senior Lender at First National Bank of Telluride (now Alpine Bank), and seven years as President of The Bank of Telluride, a WestStar Bank (now US Bank) with additional responsibilities for the Aspen, Norwood and Montrose markets.

Ms. Maxon began her banking career in New York City. From 1985 – 1988 Ms. Maxon was an officer in the Commercial Real Estate group at Marine Midland Bank in Manhattan.  She was a Vice President in the Real Estate Finance Group of Chase Manhattan Bank from 1988-1991.

Ms. Maxon holds a BA from Trinity College in Connecticut, with a double major in Economics and Spanish.  She also holds an MBA in Finance from Fordham University.  Ms. Maxon is very involved in the Telluride community. She is a Board member of The Telluride Foundation, has served on the Board of the Telluride Montrose Regional Air Organization, the Board of Telluride Visitors Services, and is the former President of the Telluride Regional Chamber of Commerce.

Desmond J. Fourie
Vice President, Business Banking Officer
Desmond J. Fourie Profile Image

Desmond Is a transplant from Cape Town, South Africa where he held the position of Sales Manager for a Manufacturing Company. Since his arrival in the US he has served in Commercial and Business Banking departments with Community Banks and large Brand financial institutes in the Utah Market. Currently Desmond Serves as VP/ Business Banking Officer in the Utah Valley for Hillcrest Bank, part of NBH Bank. Desmond has a BA degree in Marketing from Damelin College Durban, South Africa.