Hillcrest Bank offers flexible solutions to help your business succeed when you need it most. Whatever your business needs are, we have a loan solution with great rates and terms. And, we provide quick turnaround on your application so you can get back to what matters most, your business.
With loan amounts from $15,000 to $3,000,000 over 1-5 years, our Business Term Loans are ideal for when you have long-term financial needs for purchases such as:
Equipment, machinery, computers or furniture
Company vehicles
Business expansions
Leasehold improvements
Permanent working capital
Business Lines of Credit
Our solution offers lines from $25,000 to $1,000,000 with up to a 2 year draw period. Ideal for achieving goals such as:
Working capital to support increased sales
Short term financing to support accounts receivable
Taking advantage of vendor discounts by buying materials in bulk
Seasonal cash flow needs
Business Real Estate Loan
We offer up to a 15-year term with a maximum 20-year amortization for loans between $25,000 and $3,000,000. Our real estate loan solution is perfect for:
Owner-occupied real estate acquisition
Owner-occupied real estate refinancing
Owner-occupied real estate expansion or renovation
Business Credit Cards
We offer a range of credit card options for your business from basic to bonus rewards options.Â
One of the options we offer our small business clients are SBA loans, and as a SBA Preferred Lender, we can provide quick turnaround and access to a team of experts in SBA lending. For more about the best solutions for your business, please contact our SBA team.
Tim Huey is Senior Vice President and Director of Business Banking at NBH Bank with more than 20 years of experience in the banking industry. During this time, Tim has held various leadership roles including Private Banking, Commercial Banking, Consumer Banking, and Business Banking. Tim has been with NBH Bank for 6 years. Prior to joining the Bank, he was a Market Executive for another financial institution, overseeing Consumer, Commercial, and Business Banking. Tim is also an Executive Board Member for Junior Achievement Kansas City.
Desmond Is a transplant from Cape Town, South Africa where he held the position of Sales Manager for a Manufacturing Company. Since his arrival in the US he has served in Commercial and Business Banking departments with Community Banks and large Brand financial institutes in the Utah Market. Currently Desmond Serves as VP/ Business Banking Officer in the Utah Valley for Hillcrest Bank, part of NBH Bank. Desmond has a BA degree in Marketing from Damelin College Durban, South Africa.
A native to Utah, Melissa Mitchell is currently working as a Business Banking Development Officer at Hillcrest Bank. She has enjoyed an accomplished and diverse twelve-year career in the financial industry, holding position titles of Branch Manager, Commercial Relationship Manager, Healthcare Specialist, and Business Banking Development Officer. Ms. Mitchell’s professional affiliations exemplify her passion for helping business owners. She has also participated in Salt Lake County Business Forum question and answer panel for business lending. She has built up relationships that has allowed her to participate in World Trade Center Utah Chapter sponsored events, Utah Economic Development Business Symposiums, and future commitments with Salt Lake Chamber of Commerce.
Senior Small Business Administration Business Development Officer
Rob Leonard serves as the SBA Business Development Officer for Hillcrest Bank, a division of NBH Bank, in the Utah market. Rob works with the Utah market to identify loan opportunities that utilize or benefit from the SBA loan programs. Hillcrest Bank are a preferred lender with the SBA and able to approve loans internally without formal submission to the SBA .
Rob has been involved with Business Banking for the past 15 years. Rob began his experience with the SBA as a business development officer with a local Certified Development Company (CDC), that administered the SBA 504 Loan Program. Rob also worked for Zions Bank as an SBA Resource Officer in which he was able to assist Business Banking and Commercial Lenders with SBA eligibility and structure.
Rob enjoys the working with the SBA as it allows him to meet with clients and find opportunities to help their business grow. It is still an extreme pleasure to drive by various former clients and know that the loans they were able to receive helped that company grow to where they are today.
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