Hillcrest Bank is proud to offer a variety of payment options with our Merchant Card program such as Apple PayTM and Clover®, brought to you by First DataTM. We are always dedicated to providing the best service for our small business clients, and becoming the bank for your business.


Merchant Card Program

With a card program that’s tailor-made for your small business, you can take advantage of Visa and MasterCard deposit and transaction authorization and processing. Choose from state-of-the-art terminals or traditional mechanical printers. We’ll bring it all to you, and give you the supplies and promotional materials as well. All at competitive rates. Some call it crazy. We call it common sense.

For more information about how our team can help your business, please contact one of our Treasury Management specialists:

Valerie Kramer, CTP
Executive Vice President, Chief Digital Officer
Valerie Kramer, CTP Profile Image

Valerie Kramer is the Managing Director of Treasury Management and Client Services & Solutions;  responsible for our user experience, strategic development, client acquisition, implementation and support for Treasury Management Services & Products, as well as the retention of Deposit verticals for our Commercial, Business, and Specialty divisions.

Prior to joining NBH Bank,  Mrs. Kramer held various roles within regional and national banks throughout the Midwest  where she was responsible for the development, implementation, and support for treasury management sales.

As a Certified Treasury Professional (CTP) with over 19 years of treasury and banking experience, Valerie has worked with a broad range of middle-market companies bringing expertise in both payment and digital solutions.

Valerie earned her Bachelor’s degree in Finance and Marketing from the University of Nebraska. In addition to her CTP designation, she also holds her Series 7 license. Ms. Kramer is a 2021 Centurion with the Greater Kansas City Chamber of Commerce.

Kathy Mitchley, CTP
Senior Vice President, Director of Treasury Management
Kathy Mitchley, CTP Profile Image

Kathy Mitchley is a Treasury Management Consultant for Hillcrest Bank. Kathy has been in the banking industry for over 25 years. Prior to joining Hillcrest Bank, Kathy has extensive history in Corporate Foreign Exchange trading in South Africa. Kathy received her CTP designation in 2003 and has a passion for providing treasury management solutions for her business clients.