Is your business prepared for the holidays? Aug 27th, 2025 by: Regan Godderz Business Banking & Lending As summer winds down, it’s the perfect time to take a thoughtful look at how well your operations are positioned for the busy holiday season. With increased customer demand comes a higher volume of transactions, and preparing early can help ensure a smooth and successful experience for both you and your customers. We’re here to ... 3 min read Read More
In Focus: Business Trends, Fraud Prevention, and Community Impact Jul 14th, 2025 by: Regan Godderz Business Banking & LendingFraud & SecurityNews & Updates Welcome to the latest edition of In Focus, where we share top business insights, fraud prevention tips, updates from our local communities, and smart banking solutions. In this quarter’s spotlight, we’re diving into some of the most important topics for business owners and entrepreneurs. We explore why access to capital is essential for getting new businesses ... 3 min read Read More
Start Your Business Strong: What Every New Owner Should Know Jul 3rd, 2025 by: Regan Godderz Business Banking & Lending By, David Stahl, Head of Business Banking By, David Stahl, Head of Business Banking Starting a business is one of the most exciting—and challenging—decisions a person can make. In recent years, Americans have embraced entrepreneurship in record numbers. In fact, the U.S. Chamber of Commerce reports that over 5.2 million new business applications were filed ... 3 min read Read More
Considering a Business Merger or Acquisition? Jun 30th, 2025 by: Regan Godderz Business Banking & Lending At this year’s Hillcrest Bank Growth Summit, we had the opportunity to listen in on an insightful panel featuring Chad Gardiner, Managing Director at Bridgepoint Investment Banking; Michael Bennett, Managing Director at Crewe Capital; and James Morgan, Managing Director at Forbes Partners. Their discussion centered on how business owners can thoughtfully position themselves for mergers ... 3 min read Read More
In Focus: Business Trends, Fraud Prevention and Community Impact Jun 5th, 2025 by: Regan Godderz Business Banking & LendingFraud & Security Protect Your Business from Check Fraud with Positive Pay Fraud attempts are growing more sophisticated—and more frequent. According to the Federal Trade Commission, consumers lost more than $12.5 billion to fraud in 2024, a 25% increase from the previous year. Positive Pay is a powerful tool that helps you automatically detect and stop check fraud ... 2 min read Read More
How Business Owners Can Avoid Vendor Fraud Apr 30th, 2025 by: Regan Godderz Business Banking & LendingFraud & Security Outsourcing takes trust – trust that the vendor will maintain the same level of client service, uphold your quality standards, and keep your information safe. When this trust is exploited by fraudsters, it can lead to financial losses and even damage to your hard-earned reputation. As a business owner, it’s important to take measures against ... 3 min read Read More
How Supporting Small Businesses Helps Local Economies Apr 24th, 2025 by: Regan Godderz Business Banking & LendingPersonal Finance Tips Picture the cheery jingle of that bell hanging off the door of your favorite local craft shop, the grumpy chihuahua in the window of the tailor down the street, and the name of the hostess who knows your favorite table at your go-to restaurant. These small businesses don’t just strengthen our local community, they’re often ... 3 min read Read More
Understanding and Combatting Check Fraud Apr 21st, 2025 by: Regan Godderz Business Banking & LendingFraud & Security In today's digital age, businesses face a myriad of security challenges, and check fraud has increased dramatically. In 2024, the numbers of organizations reporting attempted or actual payments fraud rose to 80%, up from 65% in 2022, according to the 2024 AFP Payments Fraud and Control Survey Report. Checks continued to be the most problematic ... 3 min read Read More
Streamlining Your Payments: The Power of Integrated Payables Jan 9th, 2025 by: Regan Godderz Business Banking & LendingFraud & Security In today’s fast-paced business environment, efficiency is not just an advantage; it’s a necessity. As organizations continue to face challenges with manual accounts payable (AP) processes, many are discovering the significant benefits of adopting Integrated Payables. This transformative approach not only reduces costs but also enhances security and improves vendor relationships, positioning businesses for sustainable ... 4 min read Read More
Get More Out of Online and Mobile Banking Nov 19th, 2024 by: Regan Godderz Business Banking & LendingPersonal Finance Tips Online and Mobile Banking not only gives you a snapshot of your account balances and usage, but you can also send money, deposit checks, and set up alerts. Our platforms secure, easy-to-use features simplify your day-to-day banking needs and help you cross things off your to-do list without a visit to the banking center. Send ... 3 min read Read More