Confidently Grow Your Savings with a CD Jul 1st, 2025 by: Regan Godderz Personal Finance Tips If you’re looking for a low-risk way to grow your money, a Certificate of Deposit (CD) from Hillcrest Bank might be the perfect fit. CDs offer a secure and predictable path to savings growth, making them a great option for anyone who wants guaranteed returns without the volatility of the stock market. Why Choose ... 2 min read Read More
How Supporting Small Businesses Helps Local Economies Apr 24th, 2025 by: Regan Godderz Business Banking & LendingPersonal Finance Tips Picture the cheery jingle of that bell hanging off the door of your favorite local craft shop, the grumpy chihuahua in the window of the tailor down the street, and the name of the hostess who knows your favorite table at your go-to restaurant. These small businesses don’t just strengthen our local community, they’re often ... 3 min read Read More
Relax: You may be doing better with money than you think Apr 3rd, 2025 by: Doug McGregor Personal Finance Tips It’s easy to let ourselves get discouraged scrolling through posts of friends in exotic locations and buying new homes. But don’t get caught in the comparison trap when it comes to your spending and saving habits. Here are a few tips to help you keep on the right financial path. Don't live in the land ... 3 min read Read More
What’s the score? A brief explanation of credit scores. Mar 17th, 2025 by: Doug McGregor Homeownership & MortgagePersonal Finance Tips Your credit score is a part of the package of information lenders use to decide whether or not they will lend you money or extend credit. Other factors include things like your employment history and income and their own internal scoring systems. There are two primary credit scoring models you need to know about: FICO® ... 3 min read Read More
A Teen’s Guide to Financial Wellness Mar 6th, 2025 by: Regan Godderz Personal Finance Tips Imagine yourself 10 years from now. What car do you drive? What do you do for work? Where do you live? The truth is most of your life goals will require money. Whether it’s through a car loan, an advanced education, or a mortgage, money allows us the freedom to acquire the future we imagine ... 9 min read Read More
Use Direct Deposit to Receive Your Refund Tax Refund Quickly and Securely Feb 18th, 2025 by: Regan Godderz Personal Finance Tips Believe it or not, it’s that time again. Tax season is upon us. As you prepare your information, be sure to request your tax refund through the fastest option possible: direct deposit. Eight out of ten taxpayers already use this secure and reliable method, according to the IRS. Why use direct deposit to receive ... 4 min read Read More
Busted: Top 4 Mortgage Myths Feb 10th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips Myth #1: You need a 20% down payment to buy a house. This is one of the most enduring myths about home ownership. After WWII, using a mortgage to buy a home became much more popular than in years past, and yes, a 20% down payment was typical. Today, we have a wide array of ... 3 min read Read More
What Can You Use a HELOC For? Feb 7th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips A home equity line of credit (HELOC) is a flexible borrowing option that allows you to tap into your home’s equity as needed. HELOCs are commonly used to pay for large expenses, consolidate debt, or cover unexpected costs. Unlike a traditional loan that provides a lump sum, a HELOC is a reusable line of credit. ... 3 min read Read More
Take Control of Your Financial Future: Expert Tips Jan 15th, 2025 by: Regan Godderz Personal Finance Tips It’s always the right time to take control of your financial future. Whether you’re aiming to build savings, pay off debt, or plan for major purchases, these actionable tips will help you get started on a strong financial footing. Review Your Budget The foundation of financial success begins with understanding your current financial situation. ... 6 min read Read More
Get More Out of Online and Mobile Banking Nov 19th, 2024 by: Regan Godderz Business Banking & LendingPersonal Finance Tips Online and Mobile Banking not only gives you a snapshot of your account balances and usage, but you can also send money, deposit checks, and set up alerts. Our platforms secure, easy-to-use features simplify your day-to-day banking needs and help you cross things off your to-do list without a visit to the banking center. Send ... 3 min read Read More
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